Create or restore on the device
Recovery material is used in the wallet environment to reconstruct your blockchain identity. The Peuro Pay account does not replace that mechanism.
SECURITY · SELF-CUSTODY · ARCHITECTURE
Security built to reduce what can be exposed.
Peuro Pay is designed so the account, infrastructure and blockchain wallet serve different roles. The goal is not to concentrate more secrets in our systems — it is to reduce the places, time and situations in which the material that controls your assets needs to exist.
Self-custodyLocal signingAccount ≠ walletLimited persistence
PEURO PAYSECURITY MODEL
01
You control the wallet
The recovery mechanism remains under the user's responsibility.
02
Protected local access
Convenience access on the device is encrypted and does not remain valid indefinitely.
03
Signing in your environment
The private key does not need to travel with the transaction to the network.
04
The blockchain receives the signature
The network validates cryptographic authorization without needing to receive your private key.
HOW IT WORKS
The account organizes your experience. The wallet controls your assets.
This separation is central to the Peuro Pay model. Email, password and 2FA can protect account services. They do not become the cryptographic key to your wallet.
Local PIN protection
A PIN protects convenient local access in that browser or PWA. It is not a backup and does not replace recovery material.
The transaction is signed locally
For supported operations, the wallet uses the key in the local environment to produce a valid signature. The private key does not need to be sent with the transaction.
The network receives only what is needed
The blockchain receives the public operation data and the cryptographic signature needed to validate it — not the key used to create that signature.
SECURITY
Security through minimization, not concentration.
A self-custody architecture becomes more resilient when it reduces what must be centralized, reduces local exposure time and separates account credentials from the keys that authorize blockchain actions.
No corporate master key
Self-custody does not depend on an administrative credential capable of reconstructing every user's wallet. That avoids turning one corporate secret into a central point of failure.
Account separated from wallet
Compromising account credentials does not automatically equal possessing the user's blockchain keys. Each layer protects a different function.
Limited local persistence
Encrypted local convenience access has a limited validity window of up to 15 days. A full sign-out clears that local access and restoration is required again.
Support without taking your key
Support can help with account, interface, networks, transactions and recovery guidance. It does not need to receive your recovery phrase or private key to provide support.
ARCHITECTURE COMPARISON
Where Peuro Pay adds a different layer of protection.
No wallet is superior in every scenario. Different architectures address different threat models. Against centralized key exposure and long-lived local persistence, Peuro Pay applies stricter controls than the common pattern used by many software wallets.
| Characteristic | Custodial | Traditional software wallet | Peuro Pay |
|---|---|---|---|
| User retains the primary recovery mechanism | Varies | Usually | Yes |
| Local signing for supported transactions | Usually no | Common | Yes |
| Account credentials are the blockchain key | Can be | Not applicable | No |
| Encrypted local access with scheduled expiry | Varies | Not standard | Up to 15 days |
| Administrative recovery of the user's key | Often possible | Usually no | No |
HW
What about hardware wallets?
A good hardware wallet adds dedicated physical isolation and can provide stronger protection when the computer or phone is compromised. Peuro Pay has a different goal: deliver multichain self-custody in software while reducing centralization and local persistence without hiding the limits of a PWA wallet.
WHAT THIS MODEL REDUCES
Fewer single points where one failure can escalate.
Infrastructure compromise
An incident in central services should not automatically equal disclosure of every wallet's private keys.
Old or abandoned device
Limited local access validity reduces the period in which a convenience vault remains available on that device.
Compromised account
Account and wallet are separate layers. Access to the account email or password is not, by itself, the same as possessing the blockchain key.
Improper internal access
The model avoids depending on an administrative tool capable of revealing or recreating the user's primary wallet secret.
SELF-CUSTODY IS NOT INVINCIBILITY
No software wallet can protect a fully compromised environment.
Malware, phishing, malicious extensions, keyloggers, fake sites, clipboard hijacking and a compromised operating system remain real risks. Architecture can reduce classes of risk; it cannot make the device invulnerable.
Never share your recovery phrase.Never send a private key to support.Never transfer funds to “verify” a wallet.Verify network, asset and destination before signing.
Security without custody.
Peuro Pay was not designed to be the corporate vault for your keys. It was designed to provide the experience, infrastructure and connections you need while cryptographic control of the wallet remains with you.
No user master keyNo secret recoveryLocal signingReal self-custody
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